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Declaring Independence from the American Health Insurance System

At the beginning of July, when we tend to read more about Independence Day, I read a health care newsletter wherein the editor shared the struggles of Great Britain's National Health Service, which celebrates (if you can call it that) its 60th Anniversary on 5 July.  He opined: "This year it sounds like a lot of Brits are ready to sign a Declaration of Independence from the National Health Service. Let's see if they are up to the task."
 
This put me to thinking: In a sense, I declared independence from the American health insurance system when I joined a Health Care Sharing Ministry in Oct. 2004.  No longer would I be tied to a job, wondering about losing my health insurance if I changed jobs.  Instead, I have complete portability.  No longer would I be tied to a PPO, HMO, or any other managed care system.  Instead, I am free to choose whatever doctor or specialist I desire--and I shop before I purchase so that I get the best buy.  No longer would I be compelled to pay increased premiums without a say.  Instead, I get to vote on whether my monthly share should be increased.  No longer would my conscience be heavy with the knowledge that my insurance premium might be going to pay for abortions or other morally repugnant procedures or medicines.  Instead, I share bills with other Christians who value life from conception.  No longer would I have to pay high premiums.  Instead, I share one-fifth the cost on a monthly basis, thus freeing up more of my hard-earned money for other necessities and desires.  Overall, my declaration has saved me at least $10,000 in three-and-a-half years.
 
And as a reward for my declaration, I can pray specifically for the health of other members in the ministry and send them notes of encouragement.  When was the last time you heard of an insurance company sending you a get-well card telling you that they were praying for you?
 
Happy Independence Day!!
 
Go Joe
 
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